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Refinancing Options

If your refinancing your home, we've got you covered! Our wholesale relationships with lenders gives us access to the lowest rates and our state of the art technology allows us to keep fees to a minimum while closing your loan in half the time of most other lenders 

Conventional Loans – Backed by Fannie Mae and Freddie Mac, these loans have no pre-payment penalties and offer the best interest rates available.

USDA Loans – Funded through the U.S. Department of Agriculture, these loans have no pre-payment penalty and no Private Mortgage Insurance (PMI).  100% financing is available for rate & term transactions only; no cash-out transactions allowed. These loans are subject to income qualifications and property eligibility.

VA Loans – Backed by the Department of Veterans Affairs, these loans have no pre-payment penalty and no Private Mortgage Insurance (PMI). 100% financing available for Rate & Term refinances.  Up to 90% financing is available for cash-out transactions. These loans are limited to veterans, current military personnel, and spouses of deceased military veterans.

PHFA Loans – Funded by the Pennsylvania Housing Finance Agency, these loans have no pre-payment penalty.